Category: Investing

  • What is the 4% rule?

    What is the 4% rule?

    If you’ve been reading about F.I.R.E. for a while, you’ve probably heard about the 4% rule. But what is it exactly? Simply put, it states: You can safely withdraw 4% of your portfolio every year for infinite years. It’s essential to have a retirement calculation that works for infinite years because otherwise, financial advice would be highly dependent on:…

  • What to do with extra money if you’re lucky enough to have any

    What to do with extra money if you’re lucky enough to have any

    Looking to learn what to do with extra money? Oh, what a problem to have! I realize most people are just trying to make ends meet. Nearly 80% of Americans are living paycheck to paycheck. For most of my life, I was one of these people. Then something strange happened. I caught a really lucky…